Folsom, California
Folsom Mortgage Broker
Patron Mortgage helps Folsom homebuyers and homeowners find the right loan — FHA, conventional, VA, ITIN, jumbo, and more. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Folsom & Surrounding Areas · Available 7 Days a Week
Serving Folsom
Mortgage Loans in Folsom, CA
Folsom is one of the most desirable communities in the Sacramento region, known for its top-rated schools, scenic trails along Folsom Lake, and well-established neighborhoods. Whether you're buying in Empire Ranch, Broadstone, or a newer development, Patron Mortgage helps Folsom buyers find the right loan.
From first-time buyers to move-up buyers to investors, our senior loan officer Randall Ortiz is available 7 days a week to walk you through your options — FHA, conventional, VA, ITIN, jumbo, cash-out refinance, HELOC, and more.
We work with a wide network of lenders to offer competitive rates and a broad range of loan programs — so you're never limited to just one option.
Why Folsom Borrowers Choose Us
- Sacramento-based — we know the greater Sacramento market
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Folsom
FHA Loans
Low down payment options starting at 3.5% for qualified Folsom homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in Folsom.
ITIN Loans
Home purchase and refinance programs for Folsom borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Folsom properties.
Hard Money Loans
Fast approvals for Folsom real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Folsom home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Folsom homeowners.
Service Area
Cities We Serve Near Folsom
Patron Mortgage serves homebuyers and homeowners throughout Folsom and the surrounding region, including:
Common Questions
Folsom Mortgage FAQs
Ready to Get Started in Folsom?
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.
NMLS 1747739 · Licensed in California