Granite Bay, California
Granite Bay Mortgage Broker
Patron Mortgage helps Granite Bay homebuyers and homeowners find the right loan — jumbo, conventional, VA, FHA, ITIN, and more. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Granite Bay & Surrounding Areas · Available 7 Days a Week
Serving Granite Bay
Mortgage Loans in Granite Bay, CA
Granite Bay is one of the most prestigious communities in the Sacramento region, known for its luxury homes, top-rated schools, and proximity to Folsom Lake. With many properties exceeding conforming loan limits, jumbo financing is a common need — and Patron Mortgage has the lender relationships to make it happen.
Whether you're purchasing a luxury estate, refinancing to access equity, or exploring ITIN loan options, our senior loan officer Randall Ortiz is available 7 days a week to walk you through your options.
We work with a wide network of lenders to offer competitive rates and a broad range of loan programs — so you're never limited to just one option.
Why Granite Bay Borrowers Choose Us
- Jumbo loan specialists for higher-priced properties
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Granite Bay
Jumbo Loans
Financing above conforming loan limits for Granite Bay's higher-priced luxury properties.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
FHA Loans
Low down payment options starting at 3.5% for qualified Granite Bay homebuyers.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in Granite Bay.
ITIN Loans
Home purchase and refinance programs for Granite Bay borrowers with an ITIN instead of an SSN.
Hard Money Loans
Fast approvals for Granite Bay real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Granite Bay home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Granite Bay homeowners.
Service Area
Cities We Serve Near Granite Bay
Patron Mortgage serves homebuyers and homeowners throughout Granite Bay and the surrounding region, including:
Common Questions
Granite Bay Mortgage FAQs
Ready to Get Started in Granite Bay?
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.
NMLS 1747739 · Licensed in California