Lodi Mortgage Broker
Lodi, California
Lodi Mortgage Broker
Patron Mortgage helps Lodi homebuyers and homeowners find the right loan — FHA, conventional, VA, ITIN, jumbo, and more. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Lodi & Surrounding Areas · Available 7 Days a Week
Serving Lodi
Mortgage Loans in Lodi, CA
Lodi is a charming San Joaquin County wine country city known for its historic downtown, Zinfandel vineyards, and affordable housing market. Situated between Stockton and Sacramento, Lodi offers small-town character with easy freeway access — making it a popular choice for buyers priced out of larger metro areas.
Patron Mortgage helps Lodi buyers navigate the home loan process from pre-approval to closing. Whether you're purchasing your first home, refinancing, or need an ITIN loan, our senior loan officer Randall Ortiz is available 7 days a week.
We work with a wide network of lenders to offer competitive rates and a broad range of loan programs — so you're never limited to just one option.
Why Lodi Borrowers Choose Us
- San Joaquin County market knowledge — local expertise
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Lodi
FHA Loans
Low down payment options starting at 3.5% for qualified Lodi homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
VA Loans
Zero down payment financing for eligible veterans and active-duty military.
ITIN Loans
Home purchase and refinance programs for borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Lodi properties.
Hard Money Loans
Fast approvals for Lodi real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Lodi home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Lodi homeowners.
Common Questions
Lodi Mortgage FAQs
Ready to Get Started in Lodi?
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.
NMLS 1747739 · Licensed in California