Los Banos Mortgage Broker
Los Banos, California
Los Banos Mortgage Broker
Patron Mortgage helps Los Banos homebuyers and homeowners find the right loan — FHA, conventional, VA, ITIN, jumbo, and more. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Los Banos & Surrounding Areas · Available 7 Days a Week
Serving Los Banos
Mortgage Loans in Los Banos, CA
Los Banos is a western Merced County city situated along the San Luis Reservoir and Interstate 5. With affordable home prices, strong agricultural roots, and growing residential development, Los Banos attracts buyers looking for value in the Central Valley with convenient access to the Bay Area via I-5 and Highway 152.
Patron Mortgage helps Los Banos buyers navigate the home loan process from pre-approval to closing. Whether you're purchasing your first home, refinancing, or need an ITIN loan, our senior loan officer Randall Ortiz is available 7 days a week.
We work with a wide network of lenders to offer competitive rates and a broad range of loan programs — so you're never limited to just one option.
Why Los Banos Borrowers Choose Us
- Merced County market knowledge — local expertise
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Los Banos
FHA Loans
Low down payment options starting at 3.5% for qualified Los Banos homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
VA Loans
Zero down payment financing for eligible veterans and active-duty military.
ITIN Loans
Home purchase and refinance programs for borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Los Banos properties.
Hard Money Loans
Fast approvals for Los Banos real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Los Banos home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Los Banos homeowners.
Common Questions
Los Banos Mortgage FAQs
Ready to Get Started in Los Banos?
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.
NMLS 1747739 · Licensed in California