
Manteca, California
Patron Mortgage helps Manteca homebuyers and homeowners find the right loan — FHA, conventional, VA, ITIN, jumbo, and more. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Manteca & Surrounding Areas · Available 7 Days a Week
Serving Manteca
Manteca is one of San Joaquin County's fastest-growing cities, known for its family-friendly communities, new construction neighborhoods, and affordable home prices. Located at the crossroads of Highway 99 and Interstate 5, Manteca offers convenient access to Stockton, Modesto, and the Bay Area — making it a top choice for commuters and first-time buyers.
Patron Mortgage helps Manteca buyers navigate the home loan process from pre-approval to closing. Whether you're purchasing a new construction home, refinancing, or need an ITIN loan, our senior loan officer Randall Ortiz is available 7 days a week.
We work with a wide network of lenders to offer competitive rates and a broad range of loan programs — so you're never limited to just one option.
What We Offer
Low down payment options starting at 3.5% for qualified Manteca homebuyers.
Competitive rates and flexible terms for buyers with strong credit profiles.
Zero down payment financing for eligible veterans and active-duty military.
Home purchase and refinance programs for borrowers with an ITIN instead of an SSN.
Financing above conforming loan limits for higher-priced Manteca properties.
Fast approvals for Manteca real estate investors and fix-and-flip projects.
Access your Manteca home's equity for renovations, debt payoff, or other goals.
Flexible home equity line of credit for Manteca homeowners.
Common Questions
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.
NMLS 1747739 · Licensed in California