Sacramento, California
Sacramento Mortgage Broker
Patron Mortgage is headquartered in Sacramento. We help homebuyers and homeowners throughout the greater Sacramento region find the right loan — 7 days a week.
Our Home Base
Mortgage Loans in Sacramento, CA
Patron Mortgage is a Sacramento-based mortgage broker serving homebuyers and homeowners throughout the greater Sacramento region. As our home base, Sacramento is where we know the market best — from first-time buyers in Elk Grove to investors in Rancho Cordova to move-up buyers in Roseville and Folsom.
Whether you're purchasing your first home, refinancing to a lower rate, tapping your equity with a cash-out refinance or HELOC, or need an ITIN loan, our senior loan officer Randall Ortiz is available 7 days a week to walk you through your options and find the right fit.
We work with a wide network of lenders to offer competitive rates and a broad range of loan programs — so you're never limited to just one option.
Why Sacramento Borrowers Choose Us
- Headquartered in Sacramento — we know the local market
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Sacramento
FHA Loans
Low down payment options starting at 3.5% for qualified Sacramento borrowers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in the Sacramento area.
ITIN Loans
Home purchase and refinance programs for Sacramento borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Sacramento-area properties.
Hard Money Loans
Fast approvals for Sacramento real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Sacramento home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Sacramento homeowners.
Service Area
Cities We Serve in the Sacramento Region
Patron Mortgage serves homebuyers and homeowners throughout the greater Sacramento area, including:
Common Questions
Sacramento Mortgage FAQs
Ready to Get Started in Sacramento?
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.