Mortgage Calculators

Free tools to help you estimate payments, check affordability, and make confident financial decisions.

Mortgage Calculator

Estimate your monthly mortgage payment including principal, interest, property tax, insurance, and HOA fees. View a full amortization schedule showing how your balance decreases over time.

Monthly payment estimate
Full amortization schedule
Payment breakdown chart

Home Affordability Calculator

Find out how much home you can afford based on your income, monthly debts, down payment, and current interest rates. A great starting point before you begin your home search.

Based on your income & debts
Estimated purchase price range
Down payment scenarios

FHA Mortgage Calculator

Calculate your FHA loan monthly payment including principal, interest, property tax, homeowner's insurance, and FHA mortgage insurance premiums (MIP). See your full amortization schedule.

FHA MIP (upfront & monthly)
Full amortization schedule
Payment breakdown chart

Extra Payment Calculator

See how much time and interest you can save by making extra payments on your mortgage each month. Compare your payoff timeline side by side with and without extra payments.

Time saved on your loan
Total interest saved
Side-by-side payoff comparison

All calculators are provided for educational and informational purposes only. Results are estimates and do not constitute a loan offer, commitment, or guarantee of financing. Actual loan terms, interest rates, and costs will vary. Contact Patron Mortgage for a personalized consultation. Patron Mortgage. NMLS 1747739.

Have Questions? Talk to a Loan Officer.

Our calculators are a great starting point, but nothing replaces a personalized conversation. We're here to help you understand your options.