Home Purchase Loans in California
Find the Right Loan Program for Your Home Purchase
Buying a home is one of the most significant financial decisions you'll make. At Patron Mortgage, we offer a wide range of home purchase loan programs to help qualified buyers throughout California find the financing that best fits their needs and goals.
Whether you're a first-time homebuyer, a veteran, an investor, or a borrower with an ITIN, our experienced team will help you compare your options and guide you through every step of the purchase process.
Purchase Loan Programs
Explore the loan programs available through Patron Mortgage and find the right fit for your home purchase.
Conventional Loans
Conventional loans are a popular choice for qualified buyers with strong credit and stable income. They typically offer competitive interest rates and flexible loan terms, and may allow you to avoid mortgage insurance with a sufficient down payment.
Learn MoreFHA Loans
FHA loans are government-backed mortgages designed to help qualified buyers with lower down payments and more flexible credit requirements. They can be a great option for first-time homebuyers or those with limited savings for a down payment.
Learn MoreVA Loans
VA loans provide eligible veterans, active-duty military members, and qualifying surviving spouses with valuable home financing benefits, including no down payment for qualified borrowers, competitive interest rates, and flexible loan terms.
Learn MoreJumbo Loans
Jumbo loans are designed for home purchases that exceed conventional loan limits. If you're purchasing a higher-priced property in California, a jumbo loan may provide the financing you need with competitive rates and flexible terms for qualified borrowers.
Learn MoreITIN Purchase Loans
ITIN purchase loans are designed for qualified buyers who use an Individual Taxpayer Identification Number instead of a Social Security Number. Patron Mortgage works with trusted lending partners to help ITIN borrowers achieve homeownership in California.
Learn MoreHard Money Loans
Hard money loans offer fast approvals and flexible financing for real estate investors. Whether you're purchasing a fix-and-flip property or need short-term bridge financing, Patron Mortgage can help you move quickly when timing matters most.
Learn MoreReady to Start Your Home Purchase?
Contact Patron Mortgage today to speak with our team about your home purchase goals. We'll help you explore your loan options and find the program that's right for you.