Your Trusted Mortgage Broker
Welcome To
Patron Mortgage
The #1 Lender for CA borrowers.
Consult With A Senior Loan Officer.
NMLS 1747739 · Licensed California Mortgage Broker · Available 7 Days a Week
Who We Are
About Patron Mortgage
Patron Mortgage proudly serves borrowers throughout California with personalized mortgage solutions for a wide range of financing needs. As a Senior Loan Officer and California Licensed Real Estate Broker with over a decade of experience, I provide expert guidance and honest advice to help clients make confident financial decisions. Whether you're purchasing a home, refinancing, financing an investment or commercial property, or need a reverse mortgage, ITIN loan, construction loan, land loan, hard money loan, or other specialized financing, I'm committed to finding the right loan solution for your unique goals.
Learn MoreOur Commitment
At Patron Mortgage, we are committed to providing honest advice, clear communication, and personalized mortgage solutions tailored to your unique needs. We'll explain your financing options so you can make informed decisions with confidence. Because we know life is busy, we're available seven days a week, including evenings and weekends, to provide the responsive service you deserve.
Loan Types
Purchase
We offer a wide range of home purchase loan programs, including Conventional, FHA, VA, Jumbo, and exclusive financing options for qualified borrowers. We'll help you compare your options and find the loan that best fits your needs and financial goals.
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Refinance
Whether you're looking to lower your interest rate, reduce your monthly payment, eliminate mortgage insurance by refinancing from an FHA loan to a Conventional loan, or access your home's equity with a cash-out refinance, Patron Mortgage can help you explore the best refinancing options for your financial goals.
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Reverse Mortgage
Reverse mortgages are available to qualified homeowners age 62 and older who have sufficient equity in their home. A reverse mortgage can allow you to access your home's equity without making required monthly mortgage principal and interest payments, while continuing to own and live in your home. Borrowers must continue to pay property taxes, homeowners insurance, and maintain the property.
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ITIN Loans
ITIN loan programs are designed for qualified borrowers who have an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number. Whether you're looking to purchase a home, refinance your current mortgage, or access your home's equity through a HELOC, Patron Mortgage offers specialized financing solutions and personalized guidance to help you achieve your homeownership and financial goals.
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Hard Money
Need financing fast? Patron Mortgage offers hard money loans for real estate investors seeking quick approvals, flexible financing, and fast closings. Whether you're purchasing a fix-and-flip property, funding a bridge loan, or financing a short-term investment, we can help you move quickly when timing matters most.
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VA Loans
VA loans provide eligible veterans, active-duty military members, and qualifying surviving spouses with valuable home financing benefits, including no down payment for qualified borrowers, competitive interest rates, and flexible loan terms.
Learn MoreLoan Calculator
Estimate your monthly mortgage payment and view a full amortization schedule. Enter your loan amount, interest rate, and term to see a complete breakdown of principal, interest, and total cost over the life of your loan.
Learn MoreMortgage Learning Center
Buying or refinancing a home doesn't have to be confusing. Explore our educational guides to learn about mortgage options, loan requirements, refinancing strategies, and the home-buying process.
View All ResourcesRequest a Free Quote
Consult with our experienced loan officer for a free loan quote.