Your Trusted Mortgage Broker
Welcome To
Patron Mortgage
The #1 Lender for CA borrowers.
Consult With A Senior Loan Officer.
NMLS 1747739 · Licensed California Mortgage Broker · Available 7 Days a Week
Who We Are
About Patron Mortgage
Patron Mortgage proudly serves borrowers throughout California with personalized mortgage solutions for a wide range of financing needs. As a Senior Loan Officer and California Licensed Real Estate Broker with over a decade of experience, I provide expert guidance and honest advice to help clients make confident financial decisions. Whether you're purchasing a home, refinancing, financing an investment or commercial property, or need a reverse mortgage, ITIN loan, construction loan, land loan, hard money loan, or other specialized financing, I'm committed to finding the right loan solution for your unique goals.
Learn MoreOur Commitment
At Patron Mortgage, we are committed to providing honest advice, clear communication, and personalized mortgage solutions tailored to your unique needs. We'll explain your financing options so you can make informed decisions with confidence. Because we know life is busy, we're available seven days a week, including evenings and weekends, to provide the responsive service you deserve.
Loan Types
FHA Loans
Low down payment options starting at 3.5% for first-time buyers and those with less-than-perfect credit.
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Conventional Loans
Flexible financing with competitive rates for qualified buyers — no mortgage insurance with 20% down.
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VA Loans
Zero down payment home loans exclusively for veterans, active-duty service members, and surviving spouses.
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ITIN Loans
Home purchase and refinance programs for borrowers without a Social Security number using an ITIN.
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Jumbo Loans
Financing above conforming loan limits for high-value California properties with competitive rates.
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Hard Money Loans
Asset-based lending for investors and fix-and-flip projects with fast approvals and flexible terms.
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Reverse Mortgage
Allow homeowners 62+ to convert home equity into tax-free income while remaining in their home.
Learn MoreWhere We Serve
Locations
Patron Mortgage is a California-licensed mortgage broker serving borrowers throughout the state. Whether you're in Sacramento, the Bay Area, Los Angeles, or anywhere in between — we're here to help.
Sacramento
Our home base. Serving the greater Sacramento region including Elk Grove, Roseville, Folsom, and surrounding communities.
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Los Angeles
Helping LA-area borrowers navigate one of California's most competitive real estate markets with personalized loan solutions.
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San Diego
Purchase, refinance, and ITIN loan programs for San Diego County homebuyers and homeowners.
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San Francisco Bay Area
Jumbo loans, conventional financing, and ITIN programs for Bay Area borrowers from San Jose to Oakland.
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Fresno & Central Valley
Affordable home purchase and refinance options for Central Valley communities including Fresno, Modesto, and Stockton.
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Inland Empire
Purchase, refinance, and ITIN loan programs for Riverside and San Bernardino County homebuyers and homeowners.
Learn MoreMortgage Learning Center
Buying or refinancing a home doesn't have to be confusing. Explore our educational guides to learn about mortgage options, loan requirements, refinancing strategies, and the home-buying process.
View All ResourcesRequest a Free Quote
Consult with our experienced loan officer for a free loan quote.