El Monte, California
Patron Mortgage helps El Monte buyers navigate the home loan process from pre-approval to closing — including FHA, ITIN, VA, and conventional loans. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving El Monte & Surrounding Areas · Available 7 Days a Week
About El Monte
El Monte is a city in the San Gabriel Valley with a large Latino and Asian-American community. Known for its affordable home prices relative to the broader LA market, El Monte is a popular destination for first-time buyers and families. The city has strong ITIN loan demand given its large immigrant community, and offers good freeway access to downtown LA and the broader San Gabriel Valley employment base.
Patron Mortgage helps El Monte buyers navigate the home loan process from pre-approval to closing — including FHA, ITIN, VA, and conventional loans. Available 7 days a week.
What We Offer
Low down payment options starting at 3.5% for qualified El Monte homebuyers.
Competitive rates and flexible terms for buyers with strong credit profiles in El Monte.
Zero down payment financing for eligible veterans and active-duty military in El Monte.
Home purchase and refinance programs for El Monte borrowers with an ITIN instead of an SSN.
Financing above conforming loan limits for higher-priced El Monte properties.
Fast approvals for El Monte real estate investors and fix-and-flip projects.
Access your El Monte home equity for renovations, debt payoff, or other goals.
Flexible home equity line of credit for El Monte homeowners.
Service Area
Patron Mortgage serves homebuyers and homeowners throughout El Monte and the surrounding region, including:
Common Questions
Get a free mortgage consultation from Patron Mortgage. Available 7 days a week — including evenings and weekends.
Patron Mortgage · NMLS 1747739 · Licensed California Mortgage Broker