Santa Monica, California
Santa Monica Mortgage Broker
Patron Mortgage helps Santa Monica buyers navigate the home loan process from pre-approval to closing — including jumbo, conventional, VA, and ITIN loans. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Santa Monica & Surrounding Areas · Available 7 Days a Week
About Santa Monica
Mortgage Loans in Santa Monica, CA
Santa Monica is one of the most desirable coastal cities in Southern California, known for its iconic pier, Third Street Promenade, and beachfront lifestyle. With some of the highest home prices in the LA metro area, Santa Monica attracts affluent buyers seeking a walkable, beach-adjacent community with excellent schools and a vibrant restaurant and retail scene. Jumbo loans are the norm for most purchases in this market.
Patron Mortgage helps Santa Monica buyers navigate the home loan process from pre-approval to closing — including jumbo, conventional, VA, and ITIN loans. Available 7 days a week.
Why Santa Monica Borrowers Choose Us
- Local expertise in Santa Monica and the Los Angeles
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Santa Monica
FHA Loans
Low down payment options starting at 3.5% for qualified Santa Monica homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles in Santa Monica.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in Santa Monica.
ITIN Loans
Home purchase and refinance programs for Santa Monica borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Santa Monica properties.
Hard Money Loans
Fast approvals for Santa Monica real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Santa Monica home equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Santa Monica homeowners.
Service Area
Cities We Serve Near Santa Monica
Patron Mortgage serves homebuyers and homeowners throughout Santa Monica and the surrounding region, including:
Common Questions
Santa Monica Mortgage FAQs
Ready to Get Started in Santa Monica?
Get a free mortgage consultation from Patron Mortgage. Available 7 days a week — including evenings and weekends.
Patron Mortgage · NMLS 1747739 · Licensed California Mortgage Broker