Patron Mortgage

Torrance Mortgage Broker

Patron Mortgage
Los Angeles County

Torrance Mortgage Broker

Home loans for Torrance homebuyers and homeowners — FHA, conventional, VA, jumbo, ITIN, and more. Licensed California mortgage broker. NMLS 1747739.

Get a Free Quote(916) 529-3707
NMLS Licensed
ID 1747739
Available 7 Days
Including evenings
Multiple Lenders
Best rate shopping
Free Consultation
No obligation

Home Loans in Torrance, California

Torrance is a large South Bay city in Los Angeles County, known for its excellent schools, large Japanese-American community, and strong employment base anchored by Honda's North American headquarters and other major corporations. Torrance offers a range of housing from starter condos to larger single-family homes, with prices more accessible than the beachfront cities to the north while still reflecting the South Bay's desirability.

Patron Mortgage helps Torrance buyers navigate the home loan process from pre-approval to closing — including FHA, conventional, VA, and ITIN loans. Available 7 days a week.

Why Torrance Borrowers Choose Patron Mortgage

  • Access to dozens of lenders — we shop rates so Torrance borrowers get the best deal
  • Specializing in ITIN loans, jumbo loans, and non-QM programs
  • Available 7 days a week including evenings and weekends
  • Senior loan officer Randall Ortiz handles every file personally
  • Fast pre-approvals — often same day
  • Serving all of California with deep local market knowledge

Loan Programs Available in Torrance

FHA Loans
Low down payment options starting at 3.5% for qualified Torrance homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
VA Loans
Zero down payment financing for eligible veterans and active-duty military.
Jumbo Loans
Financing above conforming loan limits for higher-priced Torrance properties.
ITIN Loans
Home purchase and refinance programs for borrowers with an ITIN instead of an SSN.
Hard Money Loans
Fast approvals for Torrance real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Torrance home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Torrance homeowners.

Frequently Asked Questions

Get a Free Torrance Mortgage Quote

Available 7 days a week · No obligation

(916) 529-3707[email protected]Request a Free Quote
NMLS 1747739 · Licensed in California

Also Serving Nearby

CarsonGardenaHawthorneLawndaleRedondo BeachHermosa BeachManhattan BeachEl SegundoLomitaPalos Verdes Estates

Ready to Buy or Refinance in Torrance?

Get pre-approved fast. We work with dozens of lenders to find the best rate for your situation.

Request a Free QuoteCall (916) 529-3707