Contra Costa County · Bay Area, California
Patron Mortgage helps El Cerrito buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
About the Area
El Cerrito is a small, walkable city in western Contra Costa County bordering Berkeley and Richmond. Known for its BART access, hillside homes with Bay views, and proximity to Berkeley's amenities at more accessible prices, El Cerrito is popular with buyers who want an urban-adjacent lifestyle. The city has a strong community identity and a charming commercial corridor along San Pablo Avenue.
Patron Mortgage specializes in FHA loans for first-time buyers, VA loans for veterans, ITIN loans for borrowers without a Social Security Number, and jumbo loans for high-value Bay Area properties. Our senior loan officer Randall Ortiz is available 7 days a week to walk you through your options.
Senior Loan Officer · NMLS 1747739 · Available 7 days a week
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Get a free mortgage quote from Randall Ortiz — available 7 days a week. NMLS 1747739.