Los Gatos, California
Los Gatos Mortgage Broker
Patron Mortgage helps Los Gatos buyers navigate the home loan process from pre-approval to closing — including jumbo, conventional, VA, and ITIN loans. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Los Gatos & Surrounding Areas · Available 7 Days a Week
About Los Gatos
Mortgage Loans in Los Gatos, CA
Los Gatos is a picturesque, upscale town in the Santa Cruz Mountains foothills, known for its charming downtown, excellent schools, and high quality of life. Home to Netflix's headquarters, Los Gatos attracts tech executives and professionals seeking a premium lifestyle in a scenic setting. Home prices are among the highest in Santa Clara County, making jumbo loans the standard.
Patron Mortgage helps Los Gatos buyers navigate the home loan process from pre-approval to closing — including jumbo, conventional, VA, and ITIN loans. Available 7 days a week.
Why Los Gatos Borrowers Choose Us
- Local expertise in Los Gatos and the Bay Area
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Los Gatos
FHA Loans
Low down payment options starting at 3.5% for qualified Los Gatos homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles in Los Gatos.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in Los Gatos.
ITIN Loans
Home purchase and refinance programs for Los Gatos borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Los Gatos properties.
Hard Money Loans
Fast approvals for Los Gatos real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Los Gatos home equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Los Gatos homeowners.
Service Area
Cities We Serve Near Los Gatos
Patron Mortgage serves homebuyers and homeowners throughout Los Gatos and the surrounding region, including:
Common Questions
Los Gatos Mortgage FAQs
Ready to Get Started in Los Gatos?
Get a free mortgage consultation from Patron Mortgage. Available 7 days a week — including evenings and weekends.
Patron Mortgage · NMLS 1747739 · Licensed California Mortgage Broker