Patron Mortgage

Poway Mortgage Broker

Patron Mortgage
San Diego County

Poway Mortgage Broker

Home loans for Poway homebuyers and homeowners — FHA, conventional, VA, jumbo, ITIN, and more. Licensed California mortgage broker. NMLS 1747739.

Get a Free Quote(916) 529-3707
NMLS Licensed
ID 1747739
Available 7 Days
Including evenings
Multiple Lenders
Best rate shopping
Free Consultation
No obligation

Home Loans in Poway, California

Poway is a suburban city in central San Diego County, known as 'The City in the Country' for its rural character, horse properties, and excellent Poway Unified School District — one of the top-rated school districts in California. Poway commands premium home prices reflecting its desirability and school quality, and is popular with families seeking top schools and a spacious suburban lifestyle.

Patron Mortgage helps Poway buyers navigate the home loan process from pre-approval to closing — including jumbo, conventional, VA, and ITIN loans. Available 7 days a week.

Why Poway Borrowers Choose Patron Mortgage

  • Access to dozens of lenders — we shop rates so Poway borrowers get the best deal
  • Specializing in ITIN loans, jumbo loans, and non-QM programs
  • Available 7 days a week including evenings and weekends
  • Senior loan officer Randall Ortiz handles every file personally
  • Fast pre-approvals — often same day
  • Serving all of California with deep local market knowledge

Loan Programs Available in Poway

Jumbo Loans
Financing above conforming loan limits — common in Poway's premium market.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
VA Loans
Zero down payment financing for eligible veterans and active-duty military.
FHA Loans
Low down payment options starting at 3.5% for qualified Poway homebuyers.
ITIN Loans
Home purchase and refinance programs for borrowers with an ITIN instead of an SSN.
Hard Money Loans
Fast approvals for Poway real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Poway home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Poway homeowners.

Frequently Asked Questions

Get a Free Poway Mortgage Quote

Available 7 days a week · No obligation

(916) 529-3707[email protected]Request a Free Quote
NMLS 1747739 · Licensed in California

Also Serving Nearby

EscondidoSan MarcosRancho BernardoSanteeEl CajonSan DiegoLakesideRamonaScripps RanchMira Mesa

Ready to Buy or Refinance in Poway?

Get pre-approved fast. We work with dozens of lenders to find the best rate for your situation.

Request a Free QuoteCall (916) 529-3707