Escondido, California
Patron Mortgage helps Escondido buyers navigate the home loan process from pre-approval to closing — including FHA, ITIN, VA, and conventional loans. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Escondido & Surrounding Areas · Available 7 Days a Week
About Escondido
Escondido is a large inland city in northern San Diego County, known for its wine country, the California Center for the Arts, and more affordable home prices than coastal San Diego communities. Located in a valley surrounded by hills, Escondido offers a suburban lifestyle with good schools and easy freeway access to coastal San Diego and Temecula. The city has a large Latino community and strong ITIN loan demand.
Patron Mortgage helps Escondido buyers navigate the home loan process from pre-approval to closing — including FHA, ITIN, VA, and conventional loans. Available 7 days a week.
What We Offer
Low down payment options starting at 3.5% for qualified Escondido homebuyers.
Competitive rates and flexible terms for buyers with strong credit profiles in Escondido.
Zero down payment financing for eligible veterans and active-duty military in Escondido.
Home purchase and refinance programs for Escondido borrowers with an ITIN instead of an SSN.
Financing above conforming loan limits for higher-priced Escondido properties.
Fast approvals for Escondido real estate investors and fix-and-flip projects.
Access your Escondido home equity for renovations, debt payoff, or other goals.
Flexible home equity line of credit for Escondido homeowners.
Common Questions
Get a free mortgage consultation from Patron Mortgage. Available 7 days a week — including evenings and weekends.
Patron Mortgage · NMLS 1747739 · Licensed California Mortgage Broker