Bakersfield Mortgage Broker
Bakersfield, California
Bakersfield Mortgage Broker
Patron Mortgage helps Bakersfield homebuyers and homeowners find the right loan — FHA, conventional, VA, ITIN, jumbo, and more. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Bakersfield & Surrounding Areas · Available 7 Days a Week
Serving Bakersfield
Mortgage Loans in Bakersfield, CA
Bakersfield is the seat of Kern County and the southern anchor of California's Central Valley. Known for its oil industry, country music heritage, and some of the most affordable home prices in the state, Bakersfield offers buyers a wide range of neighborhoods — from established west-side communities to newer master-planned developments in the northwest.
Patron Mortgage helps Bakersfield buyers navigate the home loan process from pre-approval to closing. Whether you're purchasing your first home, refinancing, or need an ITIN loan, our senior loan officer Randall Ortiz is available 7 days a week.
We work with a wide network of lenders to offer competitive rates and a broad range of loan programs — so you're never limited to just one option.
Why Bakersfield Borrowers Choose Us
- Kern County market knowledge — local expertise
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Bakersfield
FHA Loans
Low down payment options starting at 3.5% for qualified Bakersfield homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
VA Loans
Zero down payment financing for eligible veterans and active-duty military.
ITIN Loans
Home purchase and refinance programs for borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Bakersfield properties.
Hard Money Loans
Fast approvals for Bakersfield real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Bakersfield home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Bakersfield homeowners.
Common Questions
Bakersfield Mortgage FAQs
Ready to Get Started in Bakersfield?
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.
NMLS 1747739 · Licensed in California