Modesto Mortgage Broker
Modesto, California
Modesto Mortgage Broker
Patron Mortgage helps Modesto homebuyers and homeowners find the right loan — FHA, conventional, VA, ITIN, jumbo, and more. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Modesto & Surrounding Areas · Available 7 Days a Week
Serving Modesto
Mortgage Loans in Modesto, CA
Modesto is the seat of Stanislaus County and one of the Central Valley's largest cities. Known for its agricultural heritage, affordable housing, and strong community identity, Modesto offers buyers a wide range of neighborhoods — from established historic districts to newer suburban developments — at prices well below coastal California markets.
Patron Mortgage helps Modesto buyers navigate the home loan process from pre-approval to closing. Whether you're purchasing your first home, refinancing, or need an ITIN loan, our senior loan officer Randall Ortiz is available 7 days a week.
We work with a wide network of lenders to offer competitive rates and a broad range of loan programs — so you're never limited to just one option.
Why Modesto Borrowers Choose Us
- Stanislaus County market knowledge — local expertise
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Modesto
FHA Loans
Low down payment options starting at 3.5% for qualified Modesto homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
VA Loans
Zero down payment financing for eligible veterans and active-duty military.
ITIN Loans
Home purchase and refinance programs for borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Modesto properties.
Hard Money Loans
Fast approvals for Modesto real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Modesto home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Modesto homeowners.
Common Questions
Modesto Mortgage FAQs
Ready to Get Started in Modesto?
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.
NMLS 1747739 · Licensed in California