Patron Mortgage

Vista Mortgage Broker

Patron Mortgage
San Diego County

Vista Mortgage Broker

Home loans for Vista homebuyers and homeowners — FHA, conventional, VA, jumbo, ITIN, and more. Licensed California mortgage broker. NMLS 1747739.

Get a Free Quote(916) 529-3707
NMLS Licensed
ID 1747739
Available 7 Days
Including evenings
Multiple Lenders
Best rate shopping
Free Consultation
No obligation

Home Loans in Vista, California

Vista is an inland North County city in San Diego County, known for its craft beer scene, avocado and citrus groves, and more affordable home prices than coastal communities. Vista offers a suburban lifestyle with good schools and easy access to both coastal San Diego and Temecula. The city has a large Latino community and strong ITIN loan demand, and is popular with families and first-time buyers.

Patron Mortgage helps Vista buyers navigate the home loan process from pre-approval to closing — including FHA, ITIN, VA, and conventional loans. Available 7 days a week.

Why Vista Borrowers Choose Patron Mortgage

  • Access to dozens of lenders — we shop rates so Vista borrowers get the best deal
  • Specializing in ITIN loans, jumbo loans, and non-QM programs
  • Available 7 days a week including evenings and weekends
  • Senior loan officer Randall Ortiz handles every file personally
  • Fast pre-approvals — often same day
  • Serving all of California with deep local market knowledge

Loan Programs Available in Vista

FHA Loans
Low down payment options starting at 3.5% for qualified Vista homebuyers.
ITIN Loans
Home purchase and refinance programs for borrowers with an ITIN instead of an SSN.
VA Loans
Zero down payment financing for eligible veterans and active-duty military.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
Jumbo Loans
Financing above conforming loan limits for higher-priced Vista properties.
Hard Money Loans
Fast approvals for Vista real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Vista home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Vista homeowners.

Frequently Asked Questions

Get a Free Vista Mortgage Quote

Available 7 days a week · No obligation

(916) 529-3707[email protected]Request a Free Quote
NMLS 1747739 · Licensed in California

Also Serving Nearby

OceansideCarlsbadSan MarcosEscondidoBonsallFallbrookSan DiegoEncinitasPowayRancho Bernardo

Ready to Buy or Refinance in Vista?

Get pre-approved fast. We work with dozens of lenders to find the best rate for your situation.

Request a Free QuoteCall (916) 529-3707