Folsom, California
Folsom Mortgage Broker
Patron Mortgage helps Folsom buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Folsom & Surrounding Areas · Available 7 Days a Week
About Folsom
Mortgage Loans in Folsom, CA
Folsom is a vibrant city in Sacramento County known for its historic Old Town district, Folsom Lake State Recreation Area, and highly rated schools. The city has grown rapidly as a technology and business hub, attracting professionals and families who value outdoor recreation, top-tier amenities, and a strong sense of community.
Patron Mortgage helps Folsom buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
Why Folsom Borrowers Choose Us
- Local expertise in Folsom and the Sacramento Area
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Folsom
FHA Loans
Low down payment options starting at 3.5% for qualified Folsom homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles in Folsom.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in Folsom.
ITIN Loans
Home purchase and refinance programs for Folsom borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Folsom properties.
Hard Money Loans
Fast approvals for Folsom real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Folsom home equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Folsom homeowners.
Service Area
Cities We Serve Near Folsom
Patron Mortgage serves homebuyers and homeowners throughout Folsom and the surrounding region, including:
Common Questions
Folsom Mortgage FAQs
Ready to Get Started in Folsom?
Get a free mortgage consultation from Patron Mortgage. Available 7 days a week — including evenings and weekends.
Patron Mortgage · NMLS 1747739 · Licensed California Mortgage Broker